Pengaruh Dana Pihak Ketiga dan Kredit Bermasalah terhadap Penyaluran Kredit pada Lembaga Perkreditan Desa (LPD) Sekecamatan Kediri Kabupaten Tabanan

  • Ni Wayan Ayu Utari Fakultas Ekonomi Universitas Warmadewa
  • Kompiang Bagiada Fakultas Ekonomi Universitas Warmadewa
  • I Gst Ayu Athina Wulandari Fakultas Ekonomi Universitas Warmadewa
Keywords: Third Party Funds, Problem Credit, Credit Distribution

Abstract

The research entitled Effect of Third Party Funds and Problematic Loans on Credit Distribution at Village Credit Institutions (LPD) in Kediri District, Tabanan Regency. The formulation of the problem is: How to Influence Third Party Funds and Troubled Loans simultaneously and partially on Credit Distribution LPD in the Kediri District. The Research Objective is to find out how the influence of Third Party Funds and Problematic Loans Against Credit Distribution In the LPD of Kediri District. Data analysis is done by dummy variables and hypothesis testing with multiple linear regression analysis methods. The results showed that partially Third Party Funds had a positive and significant effect on Credit Distribution while Problematic Loans had a negative and not significant effect on Credit Distribution. Simultaneously Third Party Funds and Troubled Loans significantly influence Credit Distribution at the Kediri District LPD.

References

Darmawan, A. (2018). Influence of Loan Interest Rate, Non-Performing, Third Party Fund and Inflation Rate towards Micro, Small and Medium Enterprises (MSME) Credit Lending Distribution at Commercial Banks in Indonesia. Proceedings of the 5th International Conference on Community Development (AMCA 2018). Retrieved from https://doi.org/10.2991/amca-18.2018.84

Dewi, M., Yadnya, I., & Sudiartha, G. (2017). Pengaruh Dana Pihak Ketiga, Loan To Deposit Ratio Dan Rentabilitas Terhadap Kredit LPD Kabupaten Badung. E-Jurnal Manajemen Universitas Udayana, 6(8), 4048 - 4069. Retrieved from https://ojs.unud.ac.id/index.php/Manajemen/article/view/32286

Rahman, H. (1995). Aspek - Aspek Hukum Pemberian Kredit Perbankan di Indonesia. Bandung: Citra Aditya Bakti.

Riyadi, S. (2006). Banking Assets and Liability Management. Jakarta: Fakultas Ekonomi Universitas Indonesia.

Rusmiyanthi, N. L. P. H., Susila, G. P. A. J., & Yudiaatmaja, F. (2016). Pengaruh Dana Pihak Ketiga (DPK) dan Non Performing Loan (NPL) terhadap Jumlah Kredit yang disalurkan pada Lembaga Perkreditan Desa (LPD) Se-kecamatan Marga, Kab. Tabanan. Jurnal Manajemen Indonesia, 5(2). Retrieved from https://ejournal.undiksha.ac.id/index.php/JMI/article/view/7572

Sariasih, N., & Dewi, M. (2014). Pengaruh Dana Pihak Ketiga, Non Performing Loan Dan Inflasi Terhadap Kredit Yang Disalurkan Oleh LPD Kabupaten Badung Periode Tahun 2008 - 2012. E-Jurnal Manajemen Universitas Udayana, 3(5). Retrieved from https://ojs.unud.ac.id/index.php/Manajemen/article/view/7616

Sawitri, N. N. (2018). The Prediction of Third Party Funds, Interest Rates, and Non-Performing Loans toward Loan To Deposit Ratios and Its Impact on Return on Assets on Commercial Banks in Indonesia. Jurnal Manajemen Universitas Tarumanegara, 22(3), 409-420. Retrieved from http://dx.doi.org/10.24912/jm.v22i3.430

Suhardjono, M. K. (2004). Manajemen Perbankan. Yogyakarta: BPFE.

Published
2020-04-27
Abstract viewed = 308 times
PDF (Bahasa Indonesia) downloaded = 559 times