Warmadewa Economic Development Journal (WEDJ)

Pengaruh Tenaga Kerja dan Pertumbuhan Penduduk Terhadap Pertumbuhan Ekonomi di Indonesia Tahun 2017–2022

2024-06-20T08:38:19+07:00

This research was conducted to fill the gap in previous research results regarding differences of opinion regarding Labor and Population Growth on Economic Growth. This research focuses on the unemployed population as an indicator of labor and population growth on economic growth in Indonesia. The aim of this research is to determine the influence of Labor on Economic Growth and Population Growth on Economic Growth in Indonesia for 6 years, namely from 2017 - 2022. The research method used in this research is panel data regression by taking data on labor, population growth and growth economy in a period of 6 years, namely from 2017 – 2022 from the internet. The results of this research using panel data regression analysis and hypothesis testing (t test and R2 determination test) show that the labor variable (X1) is stated to have a negative and insignificant effect on economic growth (Y) in 2017 - 2022, the population growth variable (X2) states that it has a significant and negative influence on economic growth (Y) in 2017 – 2022.

Pengaruh Rasio Capital Adequacy Ratio, Net Interest Margin, Non Performing Loan Terhadap Return On Asset Bank Konvensional Periode 2014 -2022

2024-06-20T08:38:24+07:00

This research was conducted to fill the gap in previous studies regarding the differing opinions on the impact of Capital Adequacy Ratio, Net Interest Margin, and Non-Performing Loan on Return on Assets (ROA). The focus was on the phenomenon of the gap in the relationship between ROA and bank financial performance. The aim was to evaluate the influence of Capital Adequacy Ratio, Net Interest Margin, and Non-Performing Loan on ROA both separately and together in these banks during the period of 2014-2022. The research method employed was a quantitative approach using purposive sampling technique to select samples consisting of five leading conventional banks in Indonesia. The analysis results using multiple linear regression and hypothesis testing revealed that the impact of Capital Adequacy Ratio on ROA was not significant, Net Interest Margin had a significant positive impact on ROA, Non-Performing Loan had a significant negative impact on ROA, and collectively, Capital Adequacy Ratio, Net Interest Margin, and Non-Performing Loan had an impact on ROA.

Analisis Faktor-Faktor yang Dominan Menentukan Minat Generasi Millenial di Kota Denpasar dalam Menggunakan Mobile Banking

2024-06-20T08:53:09+07:00

There are many factors that influence the interest in using mobile banking among millennials in the city of Denpasar. One of them is the increasing number of merchants and shopping places frequently visited by millennials that provide non-cash transaction payment methods. The aim of this study is to determine the dominant factors that determine millennials in using mobile banking. This study uses primary data with Exploratory Factor Analysis techniques. The data to be processed using SPSS For Windows. The data analysis technique used is exploratory factor analysis, this analysis is used because the researcher does not yet have knowledge or theory or a hypothesis that organizes the structure of the factors to be formed, so this technique helps to build a new theory. From the analysis, it was found that there are 4 factors that influence the interest of millennials in using mobile banking, including Efficiency and Effectiveness of Mobile Banking, Security, Product Variation and Commitment of the Service Provider Bank, and Service Quality.

Pengaruh Pendapatan Dan Lingkungan Sosial Terhadap Minat Menabung Mahasiswa Pada Bank BRI

2024-06-20T08:38:25+07:00

This research aims to analyze how much income and social environment influence the interest in saving among students in regular morning classes at the Faculty of Economics and Business, Kadiri University. This article's quantitative research uses primary data obtained through observation, interviews, and distributing questionnaires. The sample used in this research was 50 respondents. The data analysis techniques used are the Validity Test and Reliability Test, Multiple Linear Regression Analysis Test, and Hypothesis Test (T-test, F Test, and Determination Coefficient Test (R2)). Based on the test results, it was found that the Income variable had a significant influence on the Interest in Saving variable, the Social Environment variable had a significant influence on the Interest in Saving variable, the Income variable and the Social Environment variable had a significant influence on the Interest in Saving variable. The Income and Social Environment variables influence 36.3% of the Interest in Saving variable, while other factors outside this research influence the remaining 67.7%.

Pengaruh Kondisi Sosial Dan Ekonomi Terhadap Aspirasi Kerja Tenaga Kerja Provinsi Bali Pasca Pandemi Covid-19

2024-06-20T08:38:26+07:00

Indonesia as a developing country has serious problems in economic development, namely related to the high level of open unemployment. The Covid-19 pandemic that occurred in 2019 had a significant impact on the level of open unemployment in all regions, including Bali Province which relies heavily on the tourism sector. The Covid-19 pandemic, which has been going on for quite a long time, has indirectly influenced the work aspirations of the workforce in their efforts to obtain work after completing their studies.The purpose of this research is to analyze and obtain empirical evidence of the influence of economic conditions, social conditions and educational competence simultaneously on the employment aspirations of Bali Province workers after the Covid-19 Pandemic as well as to analyze and obtain empirical evidence of the influence of economic conditions, social conditions and educational competence partially towards the work aspirations of the Bali Province workforce after the Covid-19 Pandemic.The results of this research are that economic conditions, social conditions and educational competencies simultaneously affect the work aspirations of the Bali Province workforce after the Covid-19 Pandemic. Another result is that economic conditions have no effect on the work aspirations of Bali Province workers after the Covid-19 Pandemic, and social conditions and educational competencies partially have a positive and significant effect on the work aspirations of Bali Province workers after the Covid-19 Pandemi.