Pengaruh Tingkat Suku Bunga Kredit dan Jumlah Simpanan Masyarakat terhadap Jumlah Kredit pada Bank Umum Pemerintah di Indonesia
Abstract
Bank giving service to it`s customer in two way, conventional system or syariah system. The aims of this research is to analyze the simultan and partial effect of interest of credit and three partij fund to amount of credit in bank government in Indonesia. the data has been analysed by using multiple regression linear, t-test, and F-test. The result shows that in simultan interest of credit and three partij fund have a signifficant effect to amount of credit. In partial, interest of credit have no signifficant effect while three partij fund have a positive and signifficant effect to amount of credit. R2 shows that 83,9 percent variation of interest of credit and three partij fund can describe the effect of both to amount of credit. While, 16,1 percent has describe by other variables out of model.References
Baskoro, R. A., & Moeliono, N. N. K. (2014). Pengaruh Suku Bunga Kredit dan Pihak Ketiga terhadap Jumlah Kredit yang Diberikan (Studi Pada PT. Bank CIMB Niaga, Tbk Periode 2008 – 2013). E-Proceeding of MAnajement, 1(3), 803–815. https://doi.org/10.2767/39856
Hasibuan, H. M. S. P. (2005). Manajemen sumber daya manusia. Jakarta: Bumi Aksara.
Indrayenti, & Susanti. (2015). Pengaruh Tingkat Suku Bunga Simpanan Terhadap Jumlah Deposito pada PT. Bank Rakyat Indonesia (Persero) Tbk. Cabang Liwa. Jurnal Akuntansi Dan Keuangan, 6(1).
Kasmir. (2008). Bank dan Lembaga Keuangan Lainnya. Edisi Revisi. Jakarta: PT Raja Grafindo Persada.
Nurfaizah, & Parmitasari, R. D. A. (2015). Pengaruh Tingkat Suku Bunga Deposito Terhadap Jumlah Dana Deposito Pada Bank Mandiri Cabang Utama Makassar. Jurnal Iqtisaduna, 1(2).
Pratama, G. (2013). Manajemen Risiko Menurut Hitapupondang. Retrieved from http://pratamabygalih.blogspot.com/2013/04/manajemen-risiko-menurut-hitapupondang.html
Siamat, D. (2005). Manajemen Lembaga Keuangan “Kebijakan Moneter dan Perbankan.†Jakarta: Fakultas Ekonomi Universitas Indonesia.
Undang-Undang Perbankan Nomor 10 tahun 1998
Abstract viewed = 121 times
PDF downloaded = 158 times
