Financial Management Behavior dengan Financial Self-Efficacy Sebagai Variabel Mediasi
Abstract
This study aims to determine the direct and indirect influence of financial literacy, financial attitudes, financial education in the family on financial management behavior.The population of this study is active students of the Faculty of Economics and Business, Warmadewa University, Class of 2019 because students have taken financial accounting and financial management courses with a total of 504 people. The researchers used the Slovin formula so that the number of samples was 100 people. Data collection method using questionnaires that are distributed directly to respondents. This study uses the Partial Least Squere (PLS) analysis method which is a structural equation (SEM) model. The test results show that financial literacy, financial attitudes, financial education in the family affect financial management behavior. Financial self-efficacy is able to mediate the influence of financial literacy, financial attitudes, financial education in the family affects financial management behavior
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