Kustina, Ketut Tanti, Kadek Mela Kusuma Dewi, and Ni Luh Putu Sariani. 2026. “Behavioral Determinants of Balipay E-Wallet Adoption Among Generation Z”. Jurnal Ekonomi Dan Bisnis Jagaditha 13 (1):1-10. https://doi.org/10.22225/jj.13.1.2026.1-10.